Indiana UM/UIM Insurance - Uninsured Drivers
If you suffered injuries in a motor vehicle accident where the other driver had insufficient insurance to cover the full amount of your losses, or even worse, had no auto insurance at all, you will need to present your claim to your own insurer under your uninsured and underinsured motorist (UM/UIM) coverage. Many drivers are either confused or completely unaware of how their own UM/UIM car insurance benefits can help them recover the compensation they need. Contact the Law Offices of Tony Zirkle for a free consultation with an experienced car insurance lawyer about your rights.
If you or anyone in your family has been injured in an automobile accident, contact South Bend personal injury lawyer Tony Zirkle for highly personalized and resourceful representation.
Uninsured Motorist FAQ's
In accidents involving either uninsured or underinsured drivers, your own insurer will often put itself in the position of the defendant motorist so that you will need to prove both the other driver's fault and the precise amount of your own damages. Indianapolis car accident attorney Tony Zirkle has the understanding of Indiana auto insurance law and the experience with personal injury litigation necessary to make sure that your case is presented completely and convincingly for payment.
Uninsured and underinsured motorist coverage is especially useful in the following situations:
- Accidents involving hit and run drivers
- Car crashes that result in severe or disabling injuries to the head or spine
- Fatal motor vehicle collisions
- Drunk driving accidents
- Accidents involving a combination of personal injuries and extensive damage to your car
With a minimum auto liability insurance requirement of $25,000 in Indiana, it does not take much of an accident for the victim to exhaust the other driver's coverage. For dependable advice about your rights in any situation where your losses are greater than an uninsured or underinsured driver's ability to satisfy your claims through insurance, contact the Law Offices of Tony Zirkle in Indianapolis, South Bend, Fort Wayne, or Crown Point.
If you or anyone in your family has been injured in an automobile accident, contact South Bend personal injury lawyer Tony Zirkle for highly personalized and resourceful representation.
